August 9th We have warned before that you should never plan on the government to rescue you following a disaster. Three weeks ago, we...

August 2nd We are back to answering your questions on the first Wednesday of each month. Keep those questions coming. Can I use vacuum...

July 26th It’s almost time for back to school. Prepare now by taking an inventory of what you already have. Look through last year’s...

It’s time to deal with the challenges facing us now. This week it is insurance. It won't save money but it may save heartache. Insurance...

With prices still crazy high it limits our ability to serve meals and snacks as we are accustomed to. Birthdays and other important...

July 5, 2023 Since most of us are busy this week with July 4th celebrations let’s consider one more week of questions to consider as you...

June 28, 2023 We are going to keep asking questions to get you thinking about and acting on areas where you still need to take steps to...

June 21st More questions to ponder. An honest look at these questions will lead you to the answers to the questions we are most often...

June 14th A few more questions for you to answer and things to teach and prepare. As always, as you consider the questions we pose please...

June 7th During the first week of the month, we have been answering your questions. Now it is your turn to answer questions. Always...

May 31 Every time we save even 10 cents we are closer to paying off debt, saving, and preparing for future challenges and needs. No...

May 24th One last week of free or almost free. #11 We really have a lot of stuff. Take a household inventory. The best way to do this...

May 17 Another week of free or almost free. #6 Make a list of everything in your home that runs on electricity. If the electricity were...

May 10 There are so many things you can do right now to prepare for future emergencies that are free or very low cost. By taking one on...

May 3 Recently I have been bombarded with a question I did not expect. What is the difference between a Five Day (120-Hour) Kit (formerly...

April 26th A few more utility bills saving tips. Change Heating and Air Conditioning Filters: Changing filters often costs pennies but...

April 19th It’s time to save on our energy bills. I recently heard someone complain about the cost of their energy bill. It was $300...

April 12th Let’s talk shopping, or at least obtaining needed items. Shop Garage Sales: You may know already that garage sales have a...

Questions about Kits Q: What do you recommend about rolling backpacks? A: Full-size packs ensure that you can carry all your essentials...

March 29th How can you save on clothing? Purchase Separates Buying clothing separates will stretch your budget. Skirts and blouses,...